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Insurance helps you: Own a home, because mortgage lenders need to know your home is protected. It covers your day-to-day costs and larger expenses like your mortgage while you focus on your health and recovery.

Request a Free Personal Umbrella Insurance Quote 

Understanding the Products

Some car insurance discounts are automatically added to your auto insurance policy when they pull your driving report. You should make sure they’re not forgetting anything. Here are some potential discounts and cost-cutting programs you can participate in. Certain restrictions apply, of course.

 

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HOURS & LOCATION
Location

1807 Diehl Road

Naperville, IL 60563

adam@clearpointgrp.com

 

Tel: 630-802-3301

Hours

Monday - Friday 

8:30 am to 5:30 pm

 

Saturday 

9:00 am to 12:00 pm

 

Evenings by Appointment

Homeowner’s coverage doesn’t have to be difficult to understand. A Homeowners Insurance Policy will cover the following: Homeowners insurance provides financial relief if a covered event damages your home, property or personal belongings. It can also pay out when you’re held responsible for an accident or injury. It has three main functions:

  • Repair your house, yard and other structures.

  • Repair or replace your personal belongings.

  • Cover personal liability if you’re held legally responsible for damage or injury to someone else.

Homeowners insurance coverage isn’t required by law, but if you have a mortgage, your lender will likely require you to insure the home to protect its investment. Even if you don’t have a mortgage, home insurance is almost always a wise purchase, giving you both property and liability coverage.

 

You can also add supplemental policies such as:

  •  Valuable Articles/Floater policies

         (i.e. Jewelry Insurance)

  •  Flood policies

  •  Umbrella policies (additional liability)

Life insurance is a crucial step in planing for the future. 

The different types of life insurance are:

  • Term life insurance.

  • Whole life insurance.

  • Universal life insurance.

  • Variable life insurance.

  • Variable universal life insurance.

  • Simplified issue life insurance.

  • Guaranteed issue life insurance.

  • Final expense insurance.

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